How can I buy a Health Insurance?
There are basically two ways how to buy the health insurance:
Buy Health Insurance Online
All the main Health Insurance companies offer the option of purchasing the health insurance online. That is very helpful especially if you wanna buy the health insurance before your arrival in Prague. On the other hand, you must be ready to pay higher prices than what you can get in person. It may sound strange but the things are that when you are setting up an online buying system, you have to choose one price you wanna sell the health insurance for. People in health insurance offices can choose from several price options.
Also, make sure that you are only buying the health insurance from trustworthy websites. There are many scams out there!
Buy Health Insurance in person
Most people prefer buying health insurance in person since you can ask questions about the coverage, you can get everything explained in detail and you have someone to contact in case of some later on questions or problems. Buying a health insurance is (at least in our office) a matter of 30 mins.
What health Insurance company should I choose?
Well, there are many ways to answer this questions but it basically always go to two things – how much do you wanna spend on the health insurance and what coverage do you want to have. Health Insurance prices start at about 6 000 CZK a year and go up to 40 thousand CZK depending on the company and coverage you choose.
What do we offer?
We offer the two most wanted options – the cheapest possible health insurance which on the other hand still provides a reasonable coverage and fulfills all the visa requirements and a complex health care for those who really want to be covered and taken care of. This option is specifically popular among higher class people and families with young kids.
I want the cheapest health insurance option:
This insurance covers countries of the Schengen Area to the extent of necessary and urgent care. The insurance also covers the Medical care in the Czech Republic – the extent depends on the type of insurance you choose. There is a possibility to arrange a supplementary insurance for pregnant mothers or babies for a very fair price, and the insurance also works with a few private dentist clinics!
This insurance is in accordance with the law concerning foreigners in the Czech Republic, and the total limit of coverage is EUR 80,000.
Maxima insurance is ideal for people who either need a cheap yet good insurance and for those who do not visit doctors too often.
PVZP is an insurance whose scope is identical to that of the public health care in the Czech Republic. Depending on a plan (bronze, silver or gold), you get different coverage, but all the plans provide non-stop AXA assistance! Foreigners’ Comprehensive Medical Insurance includes payment for care related to pregnancy and childbirth as well. All pVZP insurance packages comply with the Czech Law concerning expats and are accepted by the Department Migration and Asylum Policy of the Ministry of the Interior.
PVZP is an insurance you would like to purchase if you prefer high-end medical care or are in need of a constant medical support.